If you are looking for U.S. cheap insurance for sports cars, you need to look around and comparison shop. You probably know that sports cars are expensive and if any damage is done to them, they are pricey to repair. Also, sports car owners are known for being high risk drivers and the insurance companies charge them higher rates.
The assumption is that people who look for performance in a car are going to drive very fast. Fast driving causes wrecks. And wrecked sports cars are expensive to repair.
Because of this, sports cars dominate the list of expensive vehicles to insure. The highest cost vehicle to insure is the 2009 Nissan GT-R. This $76,000 vehicle costs on average just over $2500 to insure.
On the other hand, the Ford Mustang G-T is the least expensive sports car to insure.
For reference, the Hyundai Santa Fe is the new vehicle with the lowest price insurance ticket.
Beyond claims and the price of the car, insurers also look at the horsepower to weight ratio and the 0 to 60 miles per hour times. These things distinguish a high-performance car from a mid performance one.
But the vehicle details aren’t the only factors that go into what your insurance policy is going to cost. Your age is a factor – there are breaks at 21 and 30 – gender, and marital status are all considered. Additionally, some insurance companies monitor your odometer reading or get you to put in a GPS system so they can track your driving habits.
Keep in mind that there are two types of insurance as well. Straight liability insurance covers only the other party. Because these cars are designed for speed, liability insurance is higher for sports cars than for other cars. But there is also comprehensive coverage which will get your own car repaired if it is damaged. You have to decide which is right for you.
So that is the lowdown on U.S. cheap car insurance for sports cars.
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